Our story

Finance that moves with your customers

LaxmiFin works with partner merchants across India to offer EMI on mobiles and appliances — without a credit card.

Trust Loyalty Accord

We work closely with the people who matter most — our employees and our customers. That motto sits at the root of how we operate. Growth of the company moves in step with the growth and learning of everyone in the LaxmiFin family.

Our people come from finance, IT, product, law and more. That mix helped us move from paper-based lending, which is slow and error-prone, to a technology platform that reaches customers faster and more reliably. Teams get room to learn new skills and work across domains, in a culture of inclusion.

Transparency and reliability build trust. We emphasise on-time delivery — whether that is loan disbursement or investor relations. Together we aim for a hassle-free finance ecosystem where customers can chase their goals with support they can count on.

Partner first Built around merchant shops so EMI is simple on the floor, not just in the back office.
On-time delivery Disbursal and follow-through matter as much as the first conversation with a customer.
Clear process Technology in place of paper, so files move faster and customers get a cleaner experience.
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